Refusal Of Lıfe Insurance Claım Based On The Absence Of The Insured's Utmost Good Faıth
Keywords:
Life Insurance and Utmost Good Faith
Abstract
Insurance is a product used by the community with the aim of transferring risks from the insured to the insurer, namely the insurance company. In general, insurance is divided into 2 (two), namely loss insurance (general insurance) and life insurance. The problem that generally occurs in the insurance sector is the rejection of claims, especially in life insurance products, one of which is the absence of good faith by the insured, which is also one of the principles in life insurance, namely utmost good faith. The purpose of this research is to know and understand the things included in utmost good faith in life insurance. This research was conducted using normative research with data collection through literature study. Based on the results of the research, it is known that the rejection of life insurance claims based on the principle of utmost good faith is closely related to the assessment of whether the information is the main cause of the onset of coverage and is submitted clearly, correctly and accurately
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Kominfo Palembang https://kominfo.palembang.go.id/visi-misi-kominfo-palembang/
Kordina, Putra,L., Herlambang,W.H.N., Dwi, A., (2019). Evaluasi Keadaan Continuance Intention to Use dan Citizen Support pada Implementasi Layanan Website Pusat Pelayanan Pengaduan Masyarakat ( P3M ) Kabupaten Sidoarjo
Li, C.Y., Fang, Y.H., (2019) “Predicting continuance intention toward mobile branded apps through satisfaction and attachment,” Telemat. Informatics, vol. 43, no. 151, p. 101248, doi: 10.1016/j.tele.2019.101248.
Margono, S. (2005). Metodologi penelitian pendidikan : komponen MKDK . Jakarta: Rineka Cipta.
Nascimento, B., Oliveira, T., Tam, C., (2017) “Wearable technology: What explains continuance intention in smartwatches?,” J. Retail. Consum. Serv., vol. 43, pp. 157–169, 2018, doi: 10.1016/j.jretconser.2018.03.017.
Palembang, K. (2019). Profil Dinas. Retrieved from Dinas Komunikasi dan Informatika Kota Palembang: https://kominfo.palembang.go.id/profil-dinas-kominfo-palembang/
Palembang, K. (2019). Visi Misi. Retrieved from Dinas Komunikasi dan Informatika Kota Palembang: https://kominfo.palembang.go.id/visi-misi-kominfo-palembang/
Paulus, I.P. (2018). Metode Penelitian Kuantitatif - Pengembangan Hipotesis dan Pengujiannya menggunakan SmartPLS, Yogyakarta.
Prawiro, M (2020, Januari 14), from site : https://www.maxmanroe.com/vid/sosial/arti-privasi.html
Rizaldi, Rizkal (2017). Pengaruh Profitabilitas Terhadap Nilai Perusahaan. Universitas Pasundan Bandung, Jurusan Akuntansi, Fakultas Ekonomi dan Bisnis, Bandung.
S, A. (2011). Reliabilitas dan Validitas. Yogyakarta: Pustaka Pelajar.
Salim, P., & Salim, Y. (2002). Pengertian Analisis. Kamus Besar Bahasa Indonesia (KBBI). Jakarta: Direktorat Pembinaan SMK.
Sasongko, D.T., Handayani, P. W., Satria, R (2021) “Analysis of factors affecting continuance use intention of the electronic money application in Indonesia,” Procedia Comput. Sci., vol. 197, pp. 42–50, doi:10.1016/j.procs.2021.12.116.
Sekaran, U. (2006). Research Methods for Business: A Skill Building Approach. Singapore: John Wiley & Sons, Inc.
Setyaningrum, A. (2015). Prinsip-prinsip pemasaran : pengenalan plus tren terkini. Yogyakarta: Andi.
Sufriyadi, M, (2014). Analisis Pengembangan E-Government Dalam Pelayanan Pajak Kendaraan Bermotor Dinas Pendapatan Provinsi Riau Di Kantor Unit Pelaksana Teknis Pendapatan Pekanbaru Selatan. Universitas Islam Negeri Sultan Syarif Kasim, Jurusan Administrasi Negara, Fakultas Eknomi dan Ilmu Sosial, Riau, Pekanbaru.
Sugiyono. (2019). Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Bandung: Alphabeta.
Syafnidawaty. (2020, November 14), from site : https://raharja.ac.id/2020/11/14/analisis/
Wibawa, S. (1994). Kebijakan Publik :Proses dan Analisis, Cet.Ke-1. Jakarta: Intermedia.
Wicaksono, Indra (2016). Analisis Faktor Yang Mempengaruhi Niat Keberlanjutan Penggunaan E-Learning Pada Perspektif Dosen (Studi Kasus : Share ITS). Institut Teknologi Sepuluh Nopember, Jurusan Sistem Informasi, Fakultas Teknologi Informasi, Surabaya.
Shi J, Mo X, Sun Z. [Content validity index in scale development]. Zhong Nan
Da Xue Xue Bao Yi Xue Ban. 2012 Feb;37(2):152-5. Chinese. doi:
10.3969/j.issn.1672-7347.2012.02.007. PMID: 22561427.
Published
2023-06-06
How to Cite
Riri Lastiar Situmorang, & Prof. Dr. Ariawan Gunadi, S.H., M.H. (2023). Refusal Of Lıfe Insurance Claım Based On The Absence Of The Insured’s Utmost Good Faıth. Asian Journal of Management, Entrepreneurship and Social Science, 3(03), 307-320. Retrieved from https://mail.ajmesc.com/index.php/ajmesc/article/view/276
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